IBAN & SWIFT Codes for International Seller Payouts

What is an IBAN?

IBAN stands for International Bank Account Number. It's a standardised format — up to 34 characters, starting with a two-letter country code and two check digits, followed by your domestic account number — used to identify a specific bank account anywhere in the world for cross-border payments. Most European, Middle Eastern and many other countries use IBAN; the US and a few other countries do not issue IBANs for domestic accounts.

What is a SWIFT/BIC code?

SWIFT (also called BIC — Bank Identifier Code) identifies a specific bank, not an account. It's typically 8 or 11 characters: 4 letters for the bank, 2 for the country, 2 for the location, and optionally 3 for the branch. It tells the sending bank exactly which bank — and often which branch — to route the payment to.

Where do I find my IBAN and SWIFT code?

Both are printed on bank statements, in your online/mobile banking app (usually under account details), and on a bank confirmation letter. If you can't locate them, contact your bank directly — do not guess or reconstruct them from your domestic account number, as an incorrect IBAN or SWIFT can send a payment to the wrong account.

I'm in the United States — what do I enter instead of an IBAN?

US banks don't use IBAN. For US accounts, enter your bank's routing number and account number instead. Brantelo's registration form has separate fields for this — only fill in IBAN/SWIFT if your bank actually issues them.

Why does Brantelo ask for a business bank account specifically?

Buyers pay sellers directly for every order — Brantelo does not process or hold payments. The account holder name on your bank details should match your registered company name exactly, since that's the account buyers will be instructed to pay into.